Protection for the
hands that serve your home.
Cover that cares.

You deserve more than just cover! You deserve benefits that enrich everyday life.

Real Benefits for Real Life

Life can be unpredictable, but your cover shouldn't be complicated or expensive.

Simple Sign-Up

Join in minutes, no paperwork, no waiting. Just quick, easy access to real cover.

Easy Access

Your benefits are just a few taps away. Get what you need, when you need it, with no fuss.

Instant Updates

Stay informed with real-time messages and alerts, so you always know what's happening.

Support When You Need It

Have any questions or require support? Get in touch with us.

When Life Happens, We're Here

Household Accidents

Hospital Cash Benefit

Zanele breaks her leg and is hospitalized for 5 days following a fall. Crystal Cover pays her R1,000 per day for 5 days (total R5,000) to help cover daily expenses during recovery.

What this means

Daily cash payout of R1,000 for each 24-hour hospital stay caused by an accident.

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Family Protection

Medical Emergency Transportation/Rescue

Thabo is injured in a car accident in an area with no immediate ambulance access. Crystal Cover arranges and funds an emergency helicopter transport to the nearest hospital so he can receive urgent care.

What this means

Full medical rescue and transportation service to save his life.

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Medical Emergencies

Accidental Death Cover

Sipho unfortunately passes away from an accidental fall at work. Crystal Cover provides his family with a R50,000 payout to help cover funeral and immediate financial expenses.

What this means

Lump sum accidental death benefit of R50,000..

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Medical Emergencies

Accidental Permanent Total Disability Cover

Amina suffers a workplace accident leaving her permanently disabled and unable to work. Crystal Cover pays out R50,000 to support her during rehabilitation and lifestyle adjustments.

What this means

R50,000 lump sum for permanent total disability caused by an accident.

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Medical Emergencies

24/7 Toll-Free Counselling Call Center & 3 Virtual Counselling Sessions After Incident

Kwame experiences anxiety and trauma after a traumatic robbery. Crystal Cover provides immediate toll-free access to professional counsellors plus 3 virtual sessions, aiding his mental health recovery

What this means

Unlimited emergency counselling calls and 3 free virtual counselling sessions post-incident.

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Medical Emergencies

Repatriation and 3-Month Premium Waiver on Principal Member's Death

Mandla, while traveling for work, passes away suddenly. Crystal Cover arranges repatriation of his body to the family and waives premium payments for 3 months as financial relief for the surviving members.

What this means

Full repatriation service plus 3 months premium waiver following the principal member's death.

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About Crystal Cover



Created with one goal in mind: to give everyday people access to real support, real rewards, and real peace of mind.

Life can be unpredictable, but your cover shouldn't be complicated or expensive. From plans starting at just R85 a month, Crystal Cover brings together the essentials that matter most, from airtime savings and grocery discounts to wellness support, medical cover, and funeral benefits.

We believe everyone deserves to feel protected, empowered, and cared for, not just in emergencies, but every single day.

Simple. Affordable. Supportive.

That's Crystal Cover.

Value Image 1 Value Image 2 Value Image 3

Our Values

The principles that guide everything we do

Simple

No complicated paperwork or confusing terms. Just straightforward protection that makes sense.

Affordable

Quality coverage starting at just R85 a month. Real protection that doesn't break the bank.

Supportive

We're here for you every step of the way, with real people providing real support.

Caring

Every member matters. We believe in treating people with dignity and respect.

Crystal Cover

Benefits For the Whole Family

Comprehensive coverage and valuable rewards designed to support you and your family every day.

Go Rewards

Bulk discounts on airtime

Shoprite/Checkers/Usave Discounts

Download the GoReward app:

Get it on Google Play Download on the App Store

Wellness Support

24/7 Counseling call center

Toll free WhatsApp & email support

Wellness newsletters

3x Virtual counseling sessions per week

080 033 3048

Accidental Medical Cover

Hospital cash benefit - R1,000 per day for every 24 hours hospitalised due to an accident (not exceeding 30 days)

Call (+27) 010 101 3396

Accidental Cover

R50,000 Accidental death cover

Accidental Permanent Total Disability (PTD), R50,000 cover

Medical Emergency Transportation/Rescue - Actual cost not exceeding R25,000

Call (+27) 010 101 3396

Funeral Cover & Services

Repatriation services

Premium waiver benefit for 3 months at the passing of principle member

Call (+27) 010 101 3396

email: admin@crystalcover.co.za

Sign Up

Everything You Need, All in One Place

From everyday savings to emergency support, Crystal Cover provides comprehensive protection and valuable benefits that make a real difference in your life.

Crystal Cover

Membership Plans & Pricing

Flexible, affordable protection and valuable benefits for every stage of life.

Our membership plans are designed to provide flexible, affordable protection and valuable benefits for every stage of life. Whether you're under 65 or a senior member, Crystal Cover offers options that fit your needs and your budget.

Under 65

Plans for Under 65s

Monthly Premiums

Cover Amount Main Member Main Member & Family
R15,000 R85 R130
R20,000 R100 R165
R25,000 R115 R200
R30,000 R130 R235
R45,000 R175 R340
R50,000 R190 R375
65-85 Years

Plans for Seniors

Peace of mind in your golden years (ages 65-85)

Monthly Premiums

Cover Amount Main Member Main Member & Spouse
R5,000 R96 R126
R10,000 R146 R208
R15,000 R198 R289

Extended Family Member Rates

Monthly premium rates for adding an extended family member to a membership. You can add up to 10 extended family members per policy.

Age Group R5,000 R10,000 R15,000 R20,000
0–17 R 4 R 8 R 13 R 16
18–65 R 22 R 44 R 66 R 88
66–75 R 72 R 143 R 214 R 285
76–80 R 188 R 375 R 562 R 749
81–85 R 295 R 590 R 885 R 1 179

Who is an Extended Family Member?

Grandparents  |  Parents  |  Siblings  |  Cousins

3 Easy Steps to Claim

1

Get personal identification documents ready.

2

Complete the Claims Form (available on our website).

3

Email the form to claims@crystalcover.co.za.

What's Included in Every Plan

All plans include these valuable benefits and features

Full access to Go Rewards
24/7 Wellness support
Accidental medical cover
Emergency transportation
Funeral cover & services
Premium waiver benefit
No waiting periods for accidents
Easy claims process

Crystal Cover

24/7 Support

Get In Touch With Us

Have questions? Need support? We're here to help you every step of the way.

Multiple Ways to Reach Us

Choose the method that works best for you

Call Us

Speak directly with our support team

010 101 3396 (8:00 - 16:30 Mon - Fri)

24/7 Support Available (080 033 3048)

WhatsApp

For Wellness Support via WhatsApp

+27 60 528 5429

Mon - Fri, 8:00 - 16:30

Email Support

Send us your questions anytime

support@crystalcover.co.za

Response within 24 hours

Live Chat

Chat with us in real-time

Available on website

Mon - Fri, 8AM - 8PM

Send Us a Message

Fill out the form below and we'll get back to you within 24 hours.

Our Office

Head Office

Kaya House, 195 Jan Smuts Avenue,
Parktown North,
Johannesburg,
2196

Monday - Friday: 8:00 - 16:30

Quick Support

Need immediate assistance? Try our live chat feature in the bottom right corner of your screen for instant support.

Policy & Disclaimer

Important information about our terms, privacy policy, and disclaimers

Policy & Disclaimer

Read a quick preview, then open the full policy in your browser.